Credit Step By Step CSBS
Who it's for

Three people, mostly.

If you are none of these, say so on the first email and we will tell you straight whether there is anything here for you.

One

Declined, never told why

You applied for funding and got turned down, and the letter said something generic. The actual reason is on your report and it is usually one or two specific things.

Two

Paid, never funded

You already gave money to someone for funding and it never happened. You are the reason we bill after the work, not before it.

Three

Revenue is fine, credit is not

The business is real and the numbers work, but the personal credit behind it is what the lender is actually reading, and that is what is stopping the file.

Being straight about it

Who this is not for.

If you need money this week, this is the wrong service. Doing it properly takes time, and anyone promising funding in days is either charging you for an application you could make yourself or setting you up to be declined.

If you want accurate negative items removed, we cannot help and neither can anyone else. That is not a policy, it is how the law works.

If your file already clears the lender floor, you do not need the credit work. We will say so, and the conversation goes straight to funding.

Not sure which one you are?

That is what the review is for. It is free and it takes about twenty minutes.